budget widgets · kinsenas & katapusan
know what you can spend.
before you spend it.
Centa puts one number on your home screen: what you can safely spend today. Log a jeep ride or a lunch with one tap, without opening the app. Built for people paid on the 15th and the 30th who spend across cash, GCash and Maya.
Free to use. Centa Pro is a one-time purchase, not a subscription. No ads, no account, no data leaves your phone.
on track · 13 days to payday · ₱4,200 left
last · Transpo ₱15 · 8:42 am
why centa
Most trackers record and analyse. Centa decides, then you spend, then it learns.
Safe to spend today
Cash minus bills, minus what you have promised to your savings, spread across the days to payday. Recalculated every time you log.
Widgets that log
Tap "Kain ₱150" on the home screen and it is done. The app confirms in the background. No unlock, no open, no typing.
Payday is the unit of time
Budgets reset on the 15th and the 30th, not on the first. A day strip on the widget shows where you are in the period.
Offline. No account.
Your ledger is a file on your phone. Back it up with a passphrase. There is nothing to sign up for and nothing for us to see.
Money weather
A single green, amber or red dot tells you if the period is on track, from your pace, your bills and your envelopes.
Made for PH wallets
Cash, GCash, Maya, GoTyme, SeaBank and the banks. Kain, load, padala, utang and ipon as defaults. English and Filipino.
how it works
Ninety seconds to set up, then live on the home screen.
Say when you get paid
Kinsenas and katapusan by default. Monthly and weekly work too.
Rough balances and fixed bills
Autopilot splits what is left into envelopes. Edit any of them.
Add the widget
One tap on Android, a long-press on iPhone. That is where Centa lives.
Tap to log, glance to decide
The app is for review: envelopes, bills, goals and past periods.
privacy pledge
Your money is your business. Literally.
Full details in the privacy policy.
questions
Short answers.
Does Centa connect to my bank or GCash?
No. You log spending yourself, mostly from the widget. That is the point: one tap at the moment you spend, instead of a bank feed you check once a week.
What does Pro include, and is it a subscription?
Pro is a one-time purchase through the App Store or Google Play. It unlocks all widgets and sizes, unlimited envelopes and goals, encrypted backup and restore, and CSV export.
Which phones does it support?
iPhone with iOS 17 or later, and Android 8 or later. Home screen widgets on both; Lock Screen widgets on iPhone.
What happens if I lose my phone?
Your data is only on the phone unless you exported a backup. Export one from Settings, encrypted with a passphrase only you know, and keep it in your files or drive.
How do I delete my data?
Uninstall the app, or clear its data in your phone settings. There is no account, so there is nothing for us to delete on our side. More on deleting data.